Securing data is very very important in the age and securing it against damage is a different thing and securing it from other user is completely different thing altogether.
A lot of officials work on excel file with crucial information which should be saved...My colleagues (Who is a network administrator) saves passwords to few servers on a excel file. Here is a perfect condition to keep a password on this file.
Here's a small and easy guide on How to put a password on excel files?
Saving the excel with "Save as" option as shown below
Click on Tools while in the save as dialogue box and select "General options"
After clicking on "General options", a pop up box will appear and will ask for "Password to Open" (If you want it to ask for password while opening)....Or "Password to modify" (If you want to ask for password while saving after making changes [Read only file])
Removing the password is also easy. Simply save the file in the same manner (With save as option), click on tools--> General options
A POP up box will appear, remove the password and click on OK.
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